Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.
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Image caption, BookTok is where reading and social media meet - and it's made huge hits out of many books, old and new，详情可参考纸飞机下载
Lex: FT's flagship investment column
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KGM, or Kaley, as her lawyers have called her during the trial, started using YouTube at age 6 and Instagram at age 9.，更多细节参见同城约会
manual AI Slop defenses. Specifically, a human maintainer or senior engineer